We provide tailored advice.

We live in a complex world with complicated matters — but our approach to risk management is simple. We take the time to listen, understand your situation and provide personalised guidance.

Read our FAQ to learn more.

Business Insurance

A personalised business insurance plan is a win-win solution that provides peace of mind and financial security. Tailored coverage protects against property damage, legal claims, employee injuries, and a wide range of risks — ensuring your business is protected from the unexpected while giving you the confidence to focus on growth.

  • Business Package Insurance

  • Business Interruption Insurance

  • Commercial Motor Vehicle

  • Fleet Insurance

  • Property Insurance

  • Public & Products Liability

  • Professional Indemnity

  • Management Liability

  • Medical Malpractice

  • Commercial Hull

  • Marine Cargo / Transit Insurance

  • Commercial Strata

  • IT Liability

  • Association / Not For Profit Insurance

  • Machinery / Equipment Breakdown Insurance

  • Business Travel Insurance

  • Cyber Insurance

  • Drone Hull and Liability

Personal Insurance

We work to understand your life, finances and goals and search for the right coverage for your home, contents, and car, along with the latest cyber protection technology to keep you safe online. Because one storm is all it takes to put your home at risk and one click is all it takes to lose your most important digital possessions!

  • Home & Contents Insurance

  • Landlords Insurance

  • Private Motor

  • Sickness and Accident

  • Residential Strata

  • Pleasurecraft

  • Caravan

  • Personal Cyber Protection →

Construction & Trades Insurance

If you’re a tradie, or working in construction, it's essential to have the right insurance plan in place to protect your assets and protect yourself from injury. Whether you need coverage for liability, tools and equipment, or personal accident, trust us to find the right policy for you and your business.

  • Construction / Contract Works

  • Trades Liability

  • Tools of Trade / General Property

  • Plant & Equipment

  • Personal Accident

Personalised Services

We understand that your insurance needs are unique. That's why we offer a personalised one-to-one consultation, reviewing your insurance program and exploring ways to secure premium funding. Our goal is to provide you with the coverage you need to protect your business and help you succeed.

  • Premium Funding

  • Insurance Program Review

FAQs

Why should I use an Insurance Broker? 

Insurance is what we do, all day every day! We enjoy finding solutions for you and can also help answer your questions so you know exactly what you are covered for, and also to point out what might be excluded. The cover we recommend to you will be a policy that is going to best protect your needs. We are your insurance advocate, advisor, interpreter and assistant — we work for you!

Does it cost more to insure through an Insurance Broker?

This is a common misconception but generally not true. Insurance brokers approach insurers on your behalf and seek to provide appropriate coverage at the most competitive price. If we recommend a product that is not the cheapest, we will be able to tell you why we recommend it. 

What types of Insurances do you offer?

We are experienced in many lines of General Insurance but there’s some core types we are really good at. We focus on Business Insurance, Public Liability, Cyber, Property, Construction, Motor Vehicles, Professional Indemnity, Personal Accident and Illness, Home & Contents, Landlords, Boat, Strata, Workers Compensation, Plant & Equipment and Portable Property Cover.

We cannot help with Income Protection, Life Insurance or Private Health Insurance.

Who do I contact if I need to make a claim?

As your insurance advocate, we’re on your side! Contact us first to get your claim moving and we will do our best to help resolve it as quickly as possible with the least amount of inconvenience to you.

Is there the option to pay my insurance monthly?

We have a number of payment methods available, including paying your insurance premium over affordable, flexible, monthly repayments.

What is a Product Disclosure Statement?

A Policy Wording/ Product Disclosure Statement, or PDS contains insurance policy terms and conditions, policy coverages and exclusions, your requirements as a policy holder, and also the insurer’s requirements when entering into an insurance contract. It forms part of your contract with the insurer. If you have questions about what you read in a PDS, let us know — we love to help!

How do I make a change to my policy?

If you need to make a change to your policy simply contact us and we can update your details with the insurer.

What is a Financial Services Guide? (FSG)

An FSG is designed to assist you in deciding whether to use our services.  It contains important information about:

  • The services we offer you

  • How we and others are paid

  • Any potential conflicts of interest we may have

  • Our internal and external dispute resolution procedures and how you can access them

  • Arrangements that are in place to compensate clients for losses

Enquire Now.

Tell us about your needs and how we can help you. We will contact you as soon as possible for a consultation call.

"AllCover always make sure we get the best deal with the best coverage"

Kathryn Scorsone, Mambre Pty Ltd